Have a happy, budget friendly Valentine’s Day

2019 Valentines Day Post Pic

While many folks joke that Valentine’s Day is nothing more than a scheme for greeting card companies and florists to rake in extra cash, it can still be a day to celebrate those you love. If expense is an issue, there are plenty of ways to enjoy Cupid’s holiday without breaking the bank. To quote the Beetles: “money can’t buy me love.”

Whether you are planning a romantic Valentine’s Day with your sweetie, a family filled day of love, or a fun day with friends, we’ve got you covered. We hope the following ideas can help you make this year’s holiday the best one yet.

  1. Explore your local community. While romantic getaways are great, they can be quite expensive. Instead of racking up debt by going on a vacation, this Valentine’s Day take advantage of your local area. A stroll through the park can be a romantic way to spend the day and won’t cost you a thing. Bonus? It’s a good way to get in exercise and begin a healthy lifestyle together. If that’s not your thing, check out local museums, which typically offer free or low cost entry. You never know what hidden gems you may discover in your own backyard. Also, check your local newspapers or social media groups to see if there are any Valentine’s Day events in your area. Many churches often host Valentine’s Day dinners for families and couples. Local restaurants typically offer Valentine’s Day specials as well.
  2. Take advantage of your OVB Visa Rewards. By using your Scorecard rewards points you can save money and still have the perfect Valentine’s Day with your sweetie. For example, use points to book an overnight romantic getaway. Booking your stay is simple as it can be done directly from the EZCard site.
  3. Put your chef skills to the test. Meals made with love are often the best kind. Dust off your recipe book and cook a special meal for the one you love. If you know what their favorite dish is go with that or try something new that you can both enjoy. Not feeling confident alone in the kitchen? Consider cooking a fun, Valentine’s Day meal together as part of your date. Just make sure to avoid any food fights!
  4. Host a progressive dinner. If cooking an entire meal is too time consuming and you’d rather spend Valentine’s Day with a group of friends, plan a progressive dinner. This works by having each couple/family host a portion of the meal. You travel from house to house enjoying each course from appetizers to dessert. Throw in some board games and this makes for a fun evening out with friends that won’t strain your wallet.
  5. Hit up a matinee. If a classic movie date is your Valentine’s preference, why not save a little money and go for a matinee? Matinees generally are less expensive than evening shows. If you work during the day, perhaps celebrate Valentine’s Day on a weekend afternoon this year. Check your local theaters for any Valentine’s Day deals.
  6. Transform your living room into your personal theatre. If you would prefer to stay in or want to save on movie ticket prices, host a movie night at home. This is a great couple or family activity. Each person can choose their favorite movie to add to the lineup. Make it a full theater experience with some microwave popcorn and candy for all to enjoy.
  7. Go cheesy – literally – by ordering a heart-shaped pizza. An oldie, but a goodie. Don’t have time to spend hours in the kitchen but also don’t want the cost of going out to eat? Order a heart-shaped pizza. Many pizza restaurants have the themed pies available on Valentine’s Day. Its, cute, it’s cheesy, what’s not to love?
  8. Donate blood. This one might come off as a bit creepy, but donating blood is actually a great way to bond as a couple as you help those in need. Donating blood together can be a meaningful experience. Ask your local hospitals or Red Cross centers on how to get started. Bonus? After you donate blood you usually get to indulge in a sweet treat!
  9. Make homemade valentines. Creating your own valentines is something both couples and families can enjoy. Store bought cards can be quite pricey, so why not put more meaning in your cards by making your own? If you aren’t crafty, remember what it was like to make homemade valentines as a child. Make it a fun activity together. Exchanging your valentines can be just as fun as making them.
  10. Enjoy loved ones’ hobbies. What better way to show you care than showing interest in your partner’s hobby? If they enjoy video games, offer to play with them. Maybe they like to paint? If so, sign up for an art class together. While opposites do attract, shared interests can make you grow as a couple.

If you are still puzzled on how to spend this year’s Valentine’s Day, remember if all else fails candy should be on sale Feb. 15! What’s better than discounted chocolate and conversation hearts? We wish you all a wonderful and happy Valentine’s Day.

Have a holly jolly Christmas with community events

2018 Mothman Christmas

See the Mothman with his festive glow at Krodel Park’s Christmas Fantasy Light Show in Point Pleasant.

The lights are glowing, and the Christmas trees are shining. Yes, it’s officially the holiday season! This year, we encourage everyone to shop local [Download OVB Community First Holiday Gift Guide] as well as think Community First when it comes to Christmas festivities.

From festive light shows to holiday events, there are plenty local offerings to get you in the holly jolly mood. In Gallipolis, Ohio, Gallipolis In Lights offers breathtaking holiday views as you stroll through the Gallipolis City Park. The picturesque displays are reminiscent of a holiday movie. A tree walk, which includes trees sponsored by individuals, churches, families and schools, is a charming feature. If you catch him on the right night, the man in the red suit himself will greet visitors from his Santa House. Admission is free. Gallipolis In Lights runs through the holiday season. Read more of this post

OVB to host veterans day lunch

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November is a time to not only give thanks, but to also honor the veterans who sacrificed everything in order for us to enjoy the freedoms we have today. While Veterans Day was celebrated and observed Sunday and Monday, Ohio Valley Bank is continuing the celebration with a special event for veterans tomorrow.

The Veterans Day event will take place at the Bossard Memorial Library in Gallipolis, Ohio. [Last year’s event pictured above.] Festivities will be located in the Riverside Meeting Room, with the opening ceremony set for 10:30 a.m. Lunch for veterans will then be served immediately following until 2 p.m. All veterans are encouraged to attend and share in the food and fellowship.

OVB also just launched special veterans Community First Debit Cards. The upgrade to one of these designs is available for $10 with proceeds going back to the bank’s Veterans Action Committee for outreach. Veterans will be able to obtain an upgrade to one of the new military designs for free, and OVB will still give $10 to the bank’s Veterans Action Committee on their behalf. The cards are just one of the many projects that the recently established Veterans Action Committee has worked to achieve.

All 5 VAC cards

The design on top right of the ships and helicopter at sunset was taken by veteran and OVB IT Specialist Derek Hartman.

Read more of this post

Have a hauntingly fun Halloween with OVB branch events

Trunk or Treat Group

From pumpkins to witches to ghosts and goblins, Halloween has officially arrived. We have the perfect recipe to get you in the festive mood with a variety of fun Halloween activities, hosted by some of our OVB locations.

First up, our Holzer office is set to once again participate in Treat Street, slated for Tuesday, Oct. 23. The event, hosted by Holzer, takes place at the Gallia County Fairgrounds from 6-8:30 p.m. There will be more than 40 decorated stations/booths for children to visit and collect candy. Our OVB team will be showcasing their super powers as they dress as some of our favorite heroes at the event. You won’t want to miss out on this fun-filled family evening.

Our Main Office in Gallipolis will participate in the city’s Trick or Treat from 5:30-6:30 p.m. on Thursday, Oct. 25. Families are encouraged to stop by the office, located at 420 Third Ave., for some candy and fun. Also on Oct. 25, our Wellston MBC office will host a Halloween event from 5-6 p.m. The office, located at 123 South Ohio Ave., will play host to a variety of festive games and face painting. In addition, there will be free popcorn and treat bags.

Make sure to visit our New Holland MBC office, located at 25 North Main St., on Friday, Oct. 26 for a special Autumn Celebration. The event will run all day from 8:30 a.m.-6 p.m. Along with pumpkin decorating, cookies and apple cider will be available.

Bring the kiddos to our Jackson office, located at 740 East Main St. in Jackson, on Wednesday, Oct. 31 for Trunk or Treat. The event, sponsored by OVB and Jackson County Gear Grinders, will feature treats galore as well as snacks and games. Trunk or Treat will take place from 5:30-7 p.m. We hope to see you there.

Locally, Trick or Treat times are as follows:

  • Gallipolis, Ohio – Thursday, Oct. 25, 5:30-6:30 p.m.
  • Rio Grande, Ohio – Thursday, Oct. 25, 5:30-7 p.m.
  • Point Pleasant, W.Va. – Thursday, Oct. 25, 5:30-6:30 p.m.
  • Mason, W.Va. – Thursday, Oct. 25, 6-7 p.m.
  • Pomeroy, Ohio – Thursday, Oct. 25, 6-7 p.m.
  • Jackson, Ohio – Wednesday, Oct. 31, 5:30-7 p.m.
  • Wellston, Ohio – Wednesday, Oct. 31, 5:30-7 p.m.
  • Oak Hill, Ohio – Wednesday, Oct. 31, 5:30-7 p.m.
  • Barboursville, W.Va. – Wednesday, Oct. 31, 6-8 p.m.
  • Mount Sterling, Ohio – Wednesday, Oct. 31, 6-7:30 p.m.

Remember to think Community First as you enjoy all the spooky fun and treats this Halloween. From all of us at OVB, Happy Halloween!

Fall into the season with festive local events

Autumn has unofficially arrived, and our local communities have a jam-packed schedule of events for all ages to enjoy.

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The Mothman statue in Point Pleasant will take center stage during this weekend’s annual Mothman Festival.

From fall festivals to exciting local culture, most events are free or low-cost, which can be great for families looking to both have fun and stick to their budgets. First up this weekend a local legend will be celebrated with a variety of events. Yes, it’s officially Mothman Festival time.

The 17th annual festival will take place this Saturday and Sunday, with a special kick-off event 6 p.m. Friday at the Historic State Theater, located on Main Street in Point Pleasant, W.Va. The event will highlight three features from Small Town Monsters. Festival action gets underway 7 a.m. Saturday with the Mothman 5K. Other festival events include live entertainment, guest speakers, and a variety of Mothman/paranormal themed vendors, including artists, authors, merchants, crafts and food trucks. The festival will also host guided bus tours of the TNT area. On Saturday evening, head to the West Virginia State Farm Museum for the Mothman Hayrides. Hayride tickets are $5 each and will be available for purchase Saturday morning at the festival. Check out the Mothman Festival Facebook page for additional details.

Also this weekend, the Appalachian Art Festival will take place at the French Art Colony in Gallipolis, Ohio. The event will be held Saturday from 10 a.m.-8 p.m. with a $5 entry cost. The event is described as a “celebration of the culinary, visual and performing arts of Appalachia.” Many vendors are scheduled to appear and demonstrations are set to take place.

In Jackson, Ohio, you won’t want to miss the Annual Apple Festival, set for Sept. 18-22. The Apple Festival is a staple of the community. According to event organizers, the Jackson Apple Festival currently holds a World Record for the most people bobbing for apples. In addition, the festival holds the title of the largest lighted parade in the state of Ohio. With a full schedule, there is something for everyone in the family to enjoy. The event promises to be filled with fun, food, music, parades, crafts, contests and competitions. Also, be sure to stop by our Jackson Milton Office during the festival parade. We will be hosting special customer appreciation event from 11 a.m.-2 p.m. with free hotdogs, popcorn and something to tempt your sweet tooth. For more information on the festival, visit http://www.jacksonapplefestival.org.

More festival action is set for Sept. 20-22 in Meigs County, Ohio with the Pomeroy Sternwheel Regatta. The event is hosted by the Pomeroy Eagles with the support of the Pomeroy Volunteer Fire Department, Meigs County Historical Society and the Pomeroy Merchants Association. The Jim Sisson Memorial Fire Truck Parade will kick things off 6 p.m. Thursday, Sept. 20. Opening ceremonies will follow at the river front. Headlining entertainment Carl Acuff Jr. Show will then perform from 8-11 p.m. Friday festival events will showcase carriage rides, a history walk through Pomeroy and entertainment featuring Blitzkrieg. On Saturday, a 5K run with the River Rat Racers will jump start the day at 9 a.m. Kayak races on the river are set for 2 p.m. Other festival activities include a chili cook-off, cornhole tournament and a performance by the Riverside Cloggers.

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OVB Chairman of the Board Jeff Smith presents a check in support of the upcoming Emancipation Celebration in Gallipolis. 

The Emancipation Celebration will return to Gallipolis Sept. 22-23. The weekend, which has been observed in Gallia County continuously since 1863, will feature West Virginia State University President Dr. Anthony Jenkins as its keynote speaker. The event will host a variety of activities, including baseball, sack racing, parades and dance contests. The celebration will get underway at 10 a.m. at the Gallia County Fairgrounds. Bill Jackson with Civil War Troops will hold a raising of the flag ceremony, while the Pledge of Allegiance will be led by the Gallia Sub-District Youth. Kids Fun Day activities are set for 10:30 a.m. In addition, the Wave on Wheels Newport Aquarium will host events from 1-2 p.m. and 2-3 p.m. during the celebration.

Autumn events continue in October starting with the West Virginia Pumpkin Festival in Milton. The event is slated for Oct. 4-7 and will take place at West Virginia Pumpkin Park. The festival, which began in 1986, is one of West Virginia’s largest fests. More than 100 skilled artisans will display crafts and there will be a variety of exhibits and demonstrations, such as blacksmithing, pottery making, quilting and woodworking. There will be live music as well. For more information, visit https://wvpumpkinpark.com/pumpkin-festival/.

Fall fun continues with the Battle Days Festival in Point Pleasant Oct. 5-7. The festival features a variety of historical re-enactments and demonstrations. Activities will take place at Tu-Endie-Wei State Park and Main Street. A parade is set for 11 a.m. Oct. 6. Also on tap Oct. 6-7 in Point Pleasant is the Country Fall Festival. The event, which takes place at the West Virginia State Farm Museum, boasts a variety of fall-themed activities for the whole family to enjoy. From demonstrations to delicious apple butter making, this is an event that will help you get in the autumn spirit.

The Bob Evans Farm Festival will return for the 48th year Oct. 12-14. Open daily from 9 a.m.-5 p.m., the festival is $5 for adults while children ages 5 and under get in free. The event, which is a staple in Rio Grande, Ohio, is truly a family affair with a full schedule of crafts, demonstrations, festive food and activities. There also will be a Kids’ Farmyard Fun area with face painting, a hay bale maze, game tent, kiddie train rides, a corn pile and more. In addition, the weekend promises performances from lumberjacks and chainsaw carvers. Families will be able to meet furry friends from the Columbus Zoo as well. For a full schedule of events, visit http://www.bobevans.com.

In Jackson, check out the Foothills Art Festival, set for Oct. 14-16 at Canter’s Cave Lodge. The annual event is a long standing tradition held within the foothills of Southeastern Ohio and features approximately 100 artists and more than 500 works of art.

On Oct. 27, the Harvest Fest/Tales in the Tavern event will take place in Point Pleasant at Krodel Park’s Fort Randolph. Historical re-enactments are scheduled from 4-8 p.m.  Also Halloween enthusiasts won’t want to miss seeing The Pumpkin House in Kenova, W.Va., which also starts that weekend. The house is a unique fixture of local autumn fun as it is decorated with more than 3,000 carved pumpkins.

For more information on fall events scheduled for your community, contact your area chamber of commerce or tourism center. Be sure to check back here next month as we keep you posted on what Halloween events our area has in store. Remember to think Community First as you enjoy the autumn season!

Fun at the fair

One of the most important parts of summer in our area has arrived: fair season! We’ve got you covered on all the local fair fun in store.

If you missed last week’s Lawrence and Madison County Fairs, there are still plenty of local ones taking place throughout July and August. This week plan a visit to the Fayette and Jackson County Fairs. Both events feature a wide range of family entertainment and fun.

While visiting the Jackson Fair make sure to stop by our OVB 4-H Scholarship booth, which features 2018 scholar Kira Mullins. A graduate of Jackson High School, Mullins plans to attend Ohio Northern University to study political science. She is the daughter of James and Dawn Mullins.

Jackson Fair Kira

Kira Mullins, 2018 OVB Jackson 4-H scholar, poses with the scholarship display at the fair.

Other upcoming area fairs include:

  • Cabell County Fair (W.Va.) – July 23-28

Check out the OVB 4-H Scholarship booth featuring Cabell’s newest scholar, Megan Adkins. She is the daughter of Mike and Della Adkins as well as the sister of 2015 scholar, Faith. Adkins is a graduate of Cabell Midland High School and plans to attend Marshall University to study business. Watch the current scholars receive their checks during a special presentation Friday, July 27 at 6:30 p.m.

  • Pike County Fair – July 30-Aug. 4

Pike County 4-H Scholars will be featured once again at the OVB 4-H Scholarship booth. Kalesie Henderson, our 2018 scholar, is the newest member of the OVB 4-H family. Henderson is the daughter of Marvin and Tina Henderson. She is a graduate of Piketon High School and plans to attend Marshall University to study physical therapy. Watch Henderson and Pike’s current scholars receive their checks at the fair 6:30 p.m. Monday, July 30.

  • Gallia County Fair – July 30-Aug. 4

Don’t miss the Gallia OVB 4-H scholarship booth, featuring current scholars and 2018 recipient, Grace Martin. She is the daughter of Leanna and Rick Martin. She recently graduated from Gallia Academy and plans to attend West Virginia State University to study criminal justice. Watch Martin and current scholars receive their checks during a special presentation at 7 p.m. Thursday, Aug 2.

Make sure to follow @OVBTweetsSale on twitter to keep up with our coverage of the fair’s auction on Aug. 3-4.

  • Mason County Fair (W.Va.) – Aug. 6-11

Mason County’s 2018 scholar, Kate Henderson, will be featured on the OVB 4-H Scholarship display. Henderson is the daughter of Jim and Andrea Henderson. She is a graduate of Point Pleasant High School and plans to attend West Virginia University to study neonatal nursing. Watch current scholars receive their checks Tuesday, Aug. 7 prior to the lamb show.

  • Scioto County Fair – Aug. 6-11
  • Ross County Fair – Aug. 6-11
  • Meigs County Fair – Aug. 13-18

Don’t miss the chance to check out OVB’s Meigs 4-H Scholarship booth. This year’s display features 2018 scholar Rachel Kesterson. She is the daughter of Randy and Carolyn Kesterson. A recent graduate of Meigs High School, Kesterson plans to attend Wilmington College to study sports medicine. Don’t miss the scholar check presentation, slated for 7:30 p.m. Sunday, Aug. 12 following the fair parade.

For more information on fair events, visit your local fair’s website/Facebook page. Have a safe and fun fair season!

 

 

OVB enjoys 4-H fun with annual boot camp class

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4-H campers practice budgeting with candy during OVB Boot Camp.

Summer is in full swing. School is finally out, which means fun in the sun, pool parties, fairs, and of course, 4-H Camp!

As per tradition, Ohio Valley Bank once again participated in Mason County’s 4-H Camp. The bank’s class, OVB Boot Camp, took place at both older and younger 4-H camps. This year’s classes reached 27 campers.

A variety of financial topics was presented in a fun, interactive format during both camps. Campers participated in lessons and games, which included the following:

  1. Basic account types
  2. Basic bank paperwork, including check writing as well as deposits/withdrawals
  3. Interest
  4. Debit vs. Credit
  5. Budgeting

Along with each daily lesson, campers participated in a game where they had to juggle their personal mock portfolio of bank accounts. Each day they drew a Real Life Card, which either required them to pay a bill or provided them with unexpected cash. Campers also had an opportunity during this time to make deposits and withdrawals from their accounts. In addition, campers could choose to give in to temptation and spend their game money on snacks or continue to save. This year’s older camp portfolio winner was Hayley Russell, while Lyndsey Ward took top honors of the younger campers.

On the last day of both camps, all accounts were liquidated. Participants used their play money they earned throughout the week to bid on real prizes at the OVB Boot Camp auction. Prizes included a range of toys and games as well as movies, snacks and gift cards. Campers were able to take home all of the prizes they purchased.

Both older and younger camps did a wonderful job. Many older campers have taken the OVB Boot Camp class every year, while this year’s younger campers were all new to the program. The majority of campers agreed that they learned many valuable financial lessons, which will hopefully help them manage their money well as adults.

Camper Derrick Jackson, who has participated in the OVB Boot Camp Class every year since it was offered in 2006, ages out of 4-H camp this year. To celebrate Jackson’s accomplishments, OVB presented him with a $100 boot camp “buzz buck” with his face on it. The pretend currency was also signed by OVB President and CEO Tom Wiseman.

“During my time in OVB Boot Camp I have learned how to be financially stable in life. I really enjoyed my years in the class and getting to work with Bryna (Butler, OVB vice president corporate communications), Hope (Roush, OVB financial literacy leader) and Tony (Staley, OVB assistant cashier product development/business sales and support).” Jackson said. “I would like to thank everyone at OVB for putting together this class for the youth of Mason County.”

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OVB Boot Camper Derrick Jackson, who has participated in the class since 2006, was presented with a special “buzz buck” for his accomplishments over the years.

 

Many of the campers in both the older and younger classes said the budgeting lesson was their favorite activity.

“I learned about budgeting and managing money in our OVB Boot Camp class. It was a lot of fun. I especially enjoyed the auction at the end of the week. I can’t wait to take this next year,” Russell, older camp winner, said.

Camper Alex Fetty also agreed that he enjoyed learning about budgeting.

“I learned how to earn and spend money. I learned about certificate of deposit and how to deposit money into my checking account. I also learned how to write checks. I think the most important thing I learned was about a budget,” he said.

Camper Jacob Shull also found the budgeting game and lesson informative.

“In this class I learned I truly need to be cautious of my limits. Budgets though they take time to work out are worth it. Thank you OVB for doing this class,” Shull said.

Camper Brynn Roush said that the budgeting lesson made her more aware of how her parents manage their money.

“I learned about what all our parents pay for,” she said. “I learned that your parents have to make good choices about how they spend their money.”

Camper Caitlin Campbell was excited to learn valuable financial lessons as well.

“I learned about the differences between credit and debit. I learned how to budget, what a stock is, and so much more,” Campbell said. “I had a lot of fun playing the (banking) word searches and crossword puzzles because it helped me retain the knowledge about banking better. I think this class was very informative.”

Camper David Kapp said that he chose to take OVB Boot Camp during his week at older camp as he wanted to financially prepare himself for the future.

“Being that I didn’t want to fall into debt I thought that this class would help. I wasn’t disappointed as I learned much,” he added.

Camper Reece Oliver said she learned a lot during her week in OVB Boot Camp.

“This week OVB has taught me a lot about saving money. It has also taught me about using debit and credit cards correctly. We also learned about checks,” she said. She added that she loved OVB as well as getting to use her money she earned on fun prizes, including the cookies she purchased.

Camper Olivia Stanley also said that she enjoyed the boot camp auction as it was very rewarding.

“This week at OVB (Boot Camp) class I learned you can earn interest,” Stanley said. “I learned that you need to save your money and you will be rewarded.”

OVB Boot Camp was created in 2005. For more information or to schedule OVB Boot Camp, contact OVB Financial Literacy Leader Hope Roush at 740-578-3452 or e-mail hdroush@ovbc.com.