Share the season without breaking the bank


Did you know that the average person spends more than $1,000 on holiday shopping? And that doesn’t include travel, entertainment and all the other fun stuff the holidays entail.

That’s why Benjamin Tracker from Ohio Valley Bank wants to help you stay on top of your spending now, before it turns into a blizzard of bills in January.

It’s easy to set spending targets with Benjamin Tracker. And once you have them, they can keep you grounded when the festivities get going in earnest.

Setting spending targets may be the best decision you make all season! And we’ve made sure doing it is just as easy.

There are other great features that Benjamin Tracker provides like monthly cash flow, spending patterns and the like.

But let’s keep it simple. Set your spending targets before the holidays heat up. You’ll be glad you did.
How to Set a Spending Target Read more of this post

5 events to make the most of Halloween


Your friends and neighbors at Ohio Valley Bank invite you to join in on the fun happening at our branches this Halloween.


No, you’ve not traveled back to the 50s. That’s our bankers from the OVB Banking Center at Holzer dressed up Sock Hop style for the annual Holzer Treat Street event. The event brings in hundreds of kids for a trick or treating experience like no other. Stop by OVB’s booth. Treat Street is Tuesday, October 24 from 6 to 8 p.m. at the Gallia County Fairgrounds.


The OVB Wellston Office, part of the Milton Banking division, will be hosting a Halloween Bash on Thursday, October 26 from 5 to 7 p.m. The bank will be turned into a carnival with games, balloons, face painting, and more.

Halloween Bash MBC Wellston


Also on Thursday the 26th, the OVB Main Office, located at 420 Third Avenue in Gallipolis, will be participating in Gallipolis Trick or Treat from 5:30 to 6:30 p.m. Stop by the bank’s tent outside the Third Avenue entrance to the bank, surrounded by the annual Decorated Pumpkin display.



The OVB Barboursville Office is anxiously planning a football-themed Customer Appreciation Day on Friday, October 27, from 10 am to 2 p.m. The tailgate fun will include free hotdogs and refreshments, corn hole, and Hits 97.9 FM will be onsite.



Halloween weekend concludes with the Monster Mash Trunk or Treat Bash at the OVB Jackson Office on Saturday, October 28, from 2 to 4 p.m. Kids will compete in a costume contest for a $50 grand prize. There will also be plenty of other games, face painting, and treats to enjoy.


Kindergarten Grad Gift Ideas

Approximately four million children will graduate from kindergarten this spring; so chances are, you know a little one that is taking his or her first step into big kid territory. How will you commemorate this special event? We’ve put together some gift ideas for your little grad.


Story Lines 1463143_553240208090299_300722481_n (1)Storybooks – We loved these books found at Hatch on Broadway Street in Jackson. Kids get to flex their creativity by illustrating the story, even the cover! Several titles are available. Books sell for $9.99 each.

Education IRA or College Club CD – Starting a college fund for your loved one at Ohio Valley Bank is a smart and practical gift. Those twelve years to college go by fast. Saving early is key. According to online advisor CollegeData a moderate college budget for the 2013-2014 school year averaged $22,826 at in-state schools, with private schools averaging $44,750.

A Night at the Movies – Kids love mixing up their own popcorn concoctions at the free topping bar inside  Silver Screen VII in Gallipolis. Gift cards are available in any denomination and can be used for everything from snacks to kid-friendly summer blockbusters like How to Train Your Dragon 2 and Planes: Fire and Rescue. On the first Saturday morning of every month, the cinema also holds special sensory-sensitive showings for families affected by autism.

10287210_10154090626325564_1226480157_nCraft Bag – Creativity and organization collide in this fun and functional gift available locally from Thirty-One Director Melissa Davis. Pouches keep everything in its place and easily accessible for little fingers. Bags can be personalized.

Grad Trophy – Nothing says “I’m a winner” like a trophy. These cute graduation trophies from Ron’s Trophies in Wellston and Gallipolis can be finished with an engraved plate as an extra special momento. Prices start at $4.00 including engraving. 740.446.4460