Share the season without breaking the bank

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Did you know that the average person spends more than $1,000 on holiday shopping? And that doesn’t include travel, entertainment and all the other fun stuff the holidays entail.

That’s why Benjamin Tracker from Ohio Valley Bank wants to help you stay on top of your spending now, before it turns into a blizzard of bills in January.

It’s easy to set spending targets with Benjamin Tracker. And once you have them, they can keep you grounded when the festivities get going in earnest.

Setting spending targets may be the best decision you make all season! And we’ve made sure doing it is just as easy.

There are other great features that Benjamin Tracker provides like monthly cash flow, spending patterns and the like.

But let’s keep it simple. Set your spending targets before the holidays heat up. You’ll be glad you did.
How to Set a Spending Target

Open and login to the Ohio Valley Bank App on your phone/tablet, press the three lines on the top left to open the menu and select Benjamin Tracker from the menu.

Step 1: Select “Budget” along the top.

Step 2: Click on the + sign in the bottom right, to add a new Spending Target on the budget dashboard. Confirm “Add Budget”.

Step 3: Indicate the tags or categories you would like to track (i.e., “Dining Out” “Fast Food” “Restaurant” “Coffee” “Lunch”) and press Next.

Step 4: Name the Budget Spending Target (i.e. “Dining Out”).

Step 5: Set your monthly limit. Benjamin Tracker will average the applied tags so you can set your budget according to your desired monthly spend and current average. Press Next.

Step 6: Select the account(s) you want to track the spending target across and press Finish.

NOTE: Budgets will automatically reflect recent purchases based on the selected tags and will let you know when you’re spending too heavily.

Not an App user? No problem. On a computer or laptop, login to NetTeller at http://www.ovbc.com, click on the Benjamin Tracker tab and follow these steps.

For assistance with Benjamin Tracker, contact our Call Center at 1-800-468-6682 or email callcenter@ovbc.com.

 

 

About brynabutlerovb
VP, Market & E-Strategies Officer at Ohio Valley Bank. Specializes in internet & mobile banking and financial literacy.

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